Planning Topics
Securing your family’s financial future is the best thing you could do for them. Having a life insurance policy is one of the ways that you can secure the financial future of your family. However, there are myths that can make people hesitant about taking a life insurance policy. Thembisa Mapukata…
By Zuhair AllieAs we observe Youth Month, we’re reminded of the power that young people have in shaping a better future for themselves and for others.For young individuals, one way to do this is by developing good financial habits early on in life and reaping the rewards later, by starting to…
Young people today walk out the door with expensive items without realising the financial consequences if something goes wrong, according to Molebatsi Langa, head of retail strategic accounts at Old Mutual Insure.Langa emphasises that without adequate insurance coverage to cover any incidents such…
The development of digital technology brings both opportunities and challenges to the protection of human rights, which calls for further global cooperation, scholars and officials attending an ongoing forum said.The Forum on Global Human Rights Governance kicked off in Beijing on Wednesday. The…
IN RECENT years, the decline of print media in South Africa has been a significant phenomenon, mirroring global industry trends. Several factors, including the rise of digital media, shifting consumer preferences, and economic challenges encountered by print publications, have contributed to this…
By Stian de WittWills are only for married people. You only need a will when you earn a certain amount. My family knows what my wishes are. I am too young to have a will. These are just some of the popular conceptions about wills. Problem, is, they’re all myths – and they’re causing unnecessary…
Parliament’s portfolio committee on trade, industry and competition met recently to engage with the Department of Trade, Industry and Competition (Dtic), the National Credit Regulator (NCR) and the National Credit Tribunal on the debt review system and its challenges.During the public hearings on…
Environmental, Social, and Governance (ESG) investing is a term that is often used interchangeably with sustainable investing and socially responsible investing. It began in the 1960s with investors excluding stocks or entire industries from their portfolios based on business activities such as…
South African investors were recently introduced to a new type of investment, the actively managed exchange traded fund, or AMETF. Although these funds have existed for some time on overseas markets, recent changes in financial regulations now allow for them to be traded on the JSE.Traditional…
Minister of the Department of Communications and Digital Technologies (DCTC) Mondli Gungubele had raised concerns about the liquidation of the SA Post Office and “demanded” answers from the top governing structures. He said the government had opted to pursue business rescue to save the cash-…
Economic conditions are leaving struggling and wealthy South Africans spiralling into debt.As South Africans began 2023 experiencing a quarter of every day without electricity, coupled with rising interest rates and a weakening currency, it seems the significant pressure consumers were feeling at…
Many people don’t understand how their credit profile is assessed or how their financial behaviours impact their credit rating, according to Ans Gerber, head of Data Insights Experian Africa.It is important that young people have an understanding of their credit rating and their credit profile…
The rise in interest rates, rolling load shedding and increases in the cost of living have put a strain on the disposable income of South African consumers, according to Attie Blaauw, head of Personal Lines Underwriting, Santam.Blaauw said: “Owning a home comes with risks, and to get a home loan…
Durban - South Africa has embarked on an ambitious journey towards universal healthcare, with Parliament on Tuesday passing the National Health Insurance (NHI) Bill.This landmark “revolutionary” legislation aims to ensure comprehensive healthcare for all, but it comes amid debates on the potential…
Durban - South Africa has embarked on an ambitious journey towards universal healthcare, with Parliament on Tuesday passing the National Health Insurance (NHI) Bill.This landmark “revolutionary” legislation aims to ensure comprehensive healthcare for all, but it comes amid debates on the potential…
South Africa's financial uncertainty has prompted many people to look for ways to secure their assets for their children's future. Recent changes to Sars’ Tax Compliance Status requirements, specifically with reference to exchange control, emigration and Foreign Investment Allowance types, have…
Today, I have Blessing Utete, Managing Executive of Old Mutual Corporate Consultants as my guest to give us some insight on whether the updated regulations would allow the industry to be in a better position to be ready by 1 March 2024, the date government expects the retirement funds to be…
The pinch of electricity and food costs as well as an increase in the interest rate is not helping efforts by young people to manage their money properly. Janine Jacobs, head of financial reporting at Glacier by Sanlam said: Breathe and take time to really look into your finances. That’s the first…
The Bond premium (Spread values) between the bonds of the two currencies are as depicted above for the various maturity terms. The market is King and if the above is the spread each individual investor must make their own decision. I for what it may be worth, will back the rand as an investor/…
By Christelle LouwInvestment emigration by South Africans has been on the rise for the past 25 years, but has recently seen a significant increase due to many factors such as the weakening local currency, load shedding and high unemployment. Here’s what you need to know about financial emigration…