Planning Topics
If you lend a friend or relative any amount, with an agreement that you will be repaid the capital plus interest, you cannot enforce that agreement in a court of law unless you are a registered credit provider.A recent court case has reaffirmed this requirement of the National Credit Act (NCA). It…
THERE is a peculiar paradox that resides within the annals of South Africa’s media history. Once a staunch mouthpiece of the oppressive apartheid regime, Naspers, along with its digital offspring, News24, has undergone a staggering metamorphosis.Today, it revels in the warm glow of the President…
Don’t you wish there was someone who could keep it real with you? Property is called ‘real estate’, after all, right? Perhaps what you need is the realest estate agent – someone who’ll be real with you. Someone who’ll tell you that ‘beautiful, established character home waiting for you to add your…
MotiMoves, a free online entrepreneurship programme dedicated to empowering young entrepreneurs, is thrilled to announce its upcoming webinar on 27 June at 8pm, aimed at inspiring and supporting aspiring business leaders.Hosted by renowned entrepreneur and billionaire Zunaid Moti, the monthly…
There are distinct challenges that can affect your financial planning needs such as the legal complexities one has to manoeuvre within. While the legal framework in South Africa is rapidly adapting, much of the advancements have been precipitated by precedent-setting case law, which means that…
On 26 May 2023, the Supreme Court of Appeal delivered judgment in a matter between Shepstone & Wylie attorneys and the trustees of the Penvaan Property Trust. It becomes clear upon reading of this case that strong reliance was placed by the Court on its interpretation (in many peoples views,…
A basic budget is a tool that can help people gain control of their finances by managing their expenditure, saving money, and avoiding debt.It can also help you prioritise your spending, says Sanah Gumede, head of Wealth and Investment at Standard Bank.Here are 5 tips to help young people get a…
THERE is a peculiar paradox that resides within the annals of South Africa’s media history. Once a staunch mouthpiece of the oppressive apartheid regime, Naspers, along with its digital offspring, News24, has undergone a staggering metamorphosis.Today, it revels in the warm glow of the President…
THE unwavering quest by opposition media houses to do anything and everything to keep alive their distorted narrative about Independent Media and the Sekunjalo Group, has reared its ugly head yet again with the recent reporting on the matter regarding the agreement between the South African…
It’s winter holidays again and we are all looking for indoor activities for kids to keep them entertained!Loot has a collection of winter indoor activity ideas for kids of all ages from toddlers to tweens.Great Family Days In has over 75 Ideas for rainy days, school holidays and everything in…
Huawei Eco Connect Sub-Saharan Africa 2023 will once again bring thousands of business executives, worldwide business innovators, industry thought leaders, and partners together to explore the role of digitalisation in driving economic growth.Taking place on 6 July at the Sandton Convention Centre…
Medical expenses can easily become a burden, and while you are typically young and healthy earlier in life, accidents do happen and critical illness can be diagnosed the older you get, and in both cases, it will be more likely that you will need costly medical treatment. That is where gap cover has…
When you budget, you know exactly where all your money goes, where you can make adjustments to save even small amounts, and also how to effectively save and leave enough money for unexpected expenses and emergencies, according to Sebastien Alexanderson, founder and debt counsellor at National Debt…
The South African Property Owners Association (Sapoa) said municipalities had been charging exorbitant commercial property rates that contravene National Treasury guidelines, were way above inflation, and which had slowed the economies in five metropolitan areas.Levying rates that prejudice…
By Sonja SteynMy colleague Paul Nixon who is head of behavioural finance at Momentum Investments, has dug deeply into how our behaviour influences our investments.Paul has coined the term “behaviour tax”, which refers to how our investment behaviour – triggered by our innate response to market…
Minister of the Department of Communications and Digital Technologies (DCTC) Mondli Gungubele had raised concerns about the liquidation of the SA Post Office and “demanded” answers from the top governing structures. He said the government had opted to pursue business rescue to save the cash-…
The global asset management industry, which faced a decline in assets under management in 2022, has “reached a turning point” in its fortunes and will need to transform to return to the growth of past years.This is the conclusion of a report on the industry (including the industry in South Africa)…
Economic conditions are leaving struggling and wealthy South Africans spiralling into debt.As South Africans began 2023 experiencing a quarter of every day without electricity, coupled with rising interest rates and a weakening currency, it seems the significant pressure consumers were feeling at…
While the National Credit Act (NCA) defines an Alternative Dispute Resolution (ADR) agent as “a person providing services to assist in the resolution of consumer credit disputes through conciliation, mediation or arbitration”, it does not limit the role of an agent to only resolving credit…
When you are in your 30s, your life generally revolves around securing your career, starting or managing a family, and finding your place in the world, And while all these tasks can be challenging, building a financially safe future can feel like the most daunting.But it does not have to be, says…