Services Overview
If we are not intentional, we tend to be unaware of where we are in terms of our own financial life plan. We can help you craft a practical guide to strike balance between your wealth and well-being.
Our review process makes money your servant without it being your master.
How much is enough?
What is your goal and aspirations?
How do you get to where you want to be?
We aspire to simplify a complex financial world and support our clients so that they could make informed decisions about their wealth. Our planning tool support a thorough decision-making process.
Most of us need a clear financial plan supported by research and a proven process. The tailored financial plan sketch alternatives in an instance and aids us with well-informed decisions.
With a reviewable framework we offer further insight and strive to ensure continual financial peace of mind.
A graphical output from our model:
We underestimate the effects of inflation as well as the impact of poor tax planning over time.
We do work in the following areas
- Managing investment strategies that either protect existing capital or build wealth over time;
- Direct offshore investments in selected tax jurisdictions;
- Foreign exchange services in order to convert your ZAR (South African Rand) into other major currencies;
- Estate assessments and cross generational wealth preservation.
- We engage with other independent tax and legal professionals where it is not our area of expertise;
- Tax planning using companies and/ or trusts;
- Risk analysis and scenario planning.
Key areas for consideration are:
- Fluctuation, or volatility of financial markets;
- A constant weakening ZAR (South African Rand) over time;
- The illiquidity of residential property; i.e. the ability to easily turn it into cash;
- Estimated future purchasing power of funds;
- Regular provision in terms of cash flow requirements;
- Taxation benefits of retirement funds.