Beplanning onderwerpe
South Africa’s poor savings culture remains one of the country’s most pressing financial challenges, according to Prescient Fund Services.The group has released its inaugural (Exchange-Traded Funds) ETF Evolution Report, offering insights into the state and future of the South African ETF marketThe…
October brings two important reminders. It is Mental Health Awareness Month in South Africa, beginning with World Financial Planning Day in October. The link between the two cannot be ignored. Money concerns do not stay on a spreadsheet. They show up in our sleep, our relationships, and our…
The year 2025 marks the bicentenary of the birth of Paul Kruger, a seminal figure in South African history whose legacy continues to resonate across political, cultural, and numismatic spheres.Kruger’s enduring presence in coinage has elevated him to global prominence within the field of…
There is a growing and urgent call for South Africa to introduce legislation that explicitly criminalises falsified trade practices, according to Raymond Baker, a member of the High-Level Panel on IFFs (Illicit Financial Flows).He says this move, which experts argue could significantly curtail…
The future of work in South Africa is set to be shaped by rising demand for professionals who offer a strong blend of technical skills, business acumen, and digital fluency. That is according to Pnet’s September 2025 Job Market Trends Report, which explores 15 jobs that offer professionals…
Many South Africans think they are managing their money well, but small, seemingly harmless habits can quietly drain their wallet.Identifying these “hidden leaks” is the first step toward taking control of your finances.Most people believe their spending is under control, but small leaks add up…
Organising childcare during school holidays remains a major source of stress for working parents, with 62% saying it’s a significant challenge, according to research conducted by the International Workplace Group (IWG).To manage this, more than half (55%) end up using their annual leave to cover…
While the rand has shown some mild strength against the euro and pound in recent weeks, holidays to Europe remain far beyond the reach of most South Africans.A trip to Spain will set a traveller back around €100 or R2,006 per day for a budget holiday, or up to R4,816 for a mid-range experience.Six…
The trajectory of one’s life is closely linked to the quality of one’s financial decisions. More often than not, our circumstances mirror the decisions we’ve made, both good and bad. And yet, making sound financial choices is not always as simple as it seems. With this in mind, let’s unpack some of…
Zwaanswyk has reached a new property high with the sale of historic Stillness Manor for R59.8 million, blowing past the suburb’s previous price record. The 14-bedroom estate spans four acres and offers sweeping views, with the deal handled by Lew Geffen Sotheby’s International Realty.Dawn Bloch,…
South Africans aged 30 to 39 with tertiary qualifications now represent a staggering R1 trillion in spending power, according to new research from the UCT Liberty Institute of Strategic Marketing.The findings, published in the 2025 edition of the First 100 Paychecks Report: An Investigation into…
The rise of the influencer economy has opened lucrative doors for South Africans, most often in ways that extend beyond traditional pay cheques. From sponsored tech gadgets and designer clothing to complimentary meals, luxury getaways, and hotel stays, social media creators are increasingly…
Every year between September and December, South Africans face a critical crossroad: review their medical aid before premium hikes, or passively accept increases and hope for the best. Too many households fall into the latter trap - and the costs of inaction are far higher than most realise. …
South Africans don’t just decide what to buy; they also choose how to pay, and that choice can directly influence their spending this Black Friday. By understanding the psychology behind purchasing and payment decisions, consumers can make smarter choices and stay in control.There’s a well-…
Many young professionals are earning well, but too much of that income goes into lifestyle upgrades and debt, not investments. Studies show that many high-income earners spend all their income on debt financing and lifestyle, and less than 5% on savings. This means that most top earners…
In South Africa, financial stress is rarely just about numbers. It manifests physically as tension, relationally as silence, and psychologically as guilt. Even the act of saving is often accompanied by a quiet sense of inadequacy. Many feel that they are behind, failing, or not doing it “right”.A…
Overpricing is killing property deals, a newly released MyProperty Sentiment Index 2025 shows. It found that selling prices need to be adjusted downwards, and then over 75% of homes sell below asking price, often after lengthy delays.Based on feedback from more than 200 estate agents, the report…
The Office of the Tax Ombud (OTO) has this week published the Draft Report into alleged eFiling Profile Hijacking for public comment.The report aims to unpack the scope and impact of this growing threat, assess how vulnerable taxpayers are to it, evaluate the South African Revenue Services (Sars)’s…
Machine Learning (ML) is being positioned as a game-changer in financial services, but the latest research from Experian, conducted by Forrester Consulting, suggests that the reality is more nuanced than the tech industry would have us believe.While ML is making inroads across financial…
The digital economy is not without challenges, especially for the less educated and or marginalised groups. According to a Reserve Bank report in 2023, “The South African economy has remained structurally the same in the last 60 years. Despite the significant progress made to digitise the payments…