Beplanning onderwerpe
The new Two-Pot Retirement System has reshaped how South Africans access and preserve their savings, applying across all retirement funds. Whether you’re in a pension, provident, preservation fund, or retirement annuity, understanding how these vehicles work and the impact on your long-term…
Plan now, save later: smart shopping ahead of the festive rushImagine hearing the constant beep of the till as you watch your total climb higher and higher. It's October, and while the festive season may still feel far off, the spending that comes with it is just around the corner. From groceries…
Business is full of unexpected twists, financial hurdles, and the occasional challenge (like that one client who never pays on time or the partner who doesn’t bring his side of a deal). But what separates successful entrepreneurs is not the ability to avoid failure, but the skill to…
Just because Cape Town is seeing a surge in property prices doesn't mean that buyers should swoop in without any regard to their future needs.Homebuyers in Cape Town’s southern suburbs are being advised to think beyond their immediate needs when purchasing property and focus on how well a home can…
Fewer South Africans and local companies are being taken to court for unpaid debts, but the amount they owe is growing.Stats SA’s latest Civil Cases for Debt report shows that the number of civil summonses issued for debt dropped by 7.4% in the three months to August 2025 compared with the same…
As Black Friday continues to gain momentum in South Africa, the 2024 edition witnessed a substantial surge in consumer spending. Capitec reported a 27% year-on-year increase, with clients collectively spending R25.45 billion over the weekend. Similarly, FNB processed over R5.4…
Taxpayers often assume that any assessment error can be swiftly corrected under section 93(1)(d) of the Tax Administration Act, No. 28 of 2011 (“the TAA”). Sars’s latest Draft Interpretation Note on section 93(1)(d) of the Tax Administration Act 28 of 2011 (TAA) (“Draft IN”) published for public…
In a world where love knows no borders, the law still does. For same-sex couples in South Africa, the journey toward equality has been marked by landmark victories from the legalisation of same-sex marriage to the recognition of life partnerships in inheritance law. But one critical factor…
Running a business is often portrayed as a path to independence and success. But behind the scenes, many entrepreneurs are quietly battling overwhelming levels of stress. In a survey of more than 400 early-stage startup founders, 72% reported that entrepreneurship has impacted their…
The South African insurance sector has not only sustained its performance but has built upon the robust outcomes recorded in 2023, demonstrating a remarkable degree of resilience amid persistent economic headwinds.This is the central finding of the 2025 KPMG Insurance Industry Survey, a publication…
Investors in local funds, especially those with high exposure to gold mining companies, should be smiling – the performance figures for the third quarter and for the 12 months until September 30 have been exceptional.According to Corion Capital’s Corion Report for September, which uses data from…
South Africa’s life insurance industry has concluded the first half of 2025 in a robust financial position, with total assets under management reaching R4.8 trillion. This marks a notable increase from R4.5 trillion recorded at the end of December 2024, according to half-year statistics released by…
South Africa has tightened Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations since the Financial Action Task Force (FATF) greylisting in 2023, but financial crime (fincrime) remains prevalent. While some money laundering slips through the net in every region, some of the cases we…
Inflation is the annual increase of goods and services, including food, electricity, and other daily living costs, and poses financial risk, particularly to retirees.In South Africa (SA), we have had over 10 years of low growth, with little prospect of this changing soon. Coupled with the low…
Buying your first home can be overwhelming, with so many factors to weigh up before deciding. From price trends and location to insurance and hidden costs, experts say doing your homework upfront is the best way to avoid expensive mistakes and ensure your investment grows over time.The Absa…
In 2009, I earned R5000 a month as an intern. Rent was R2000 a month, and while that swallowed most of my income, I could still afford transport, groceries, and the occasional night out. It wasn’t glamorous, but it was possible. I lived independently, shared a flat in Observatory, and felt like I…
The National Financial Ombud (NFO) has announced that from January 2025 to date, its Life Insurance Division has recovered a total of R140,688,800 (R140.6 million) in respect of claims, including declined claims that were reversed, as well as compensation awarded for poor service.The NFO says that…
Nearly 80% of surveyed businesses are unregistered, excluding them from finance and formal opportunities, according to Standard Bank's inaugural Township Informal Economy Report. According to Statistics South Africa (Stats SA), unregistered businesses operate outside formal regulatory frameworks,…
South Africa is considered a small emerging market in global terms, with the local stock market accounting for approximately 0.40% of the total global equity market capitalisation. This relatively small footprint underscores the importance of geographical diversification for local investors.All…
In 2024, Black Friday stopped being an imported promo day in South Africa and started dictating terms. It was a supercharged, concentrated surge of shopping that reset expectations and rewired retail playbooks. According to the Ecentric Payment Systems’ Black Friday Index 2024, the four-day Black…