Beplanning onderwerpe
For Gen Z, the traditional arc of “graduate, work hard, retire at 65” feels outdated – maybe even restrictive. We want lives with built-in ‘micro-retirements’, flexibility, and emotional safety nets; the freedom to travel, reset, or explore new directions without putting our long-term goals at…
Spring is the season of fresh starts and the perfect time to give your finances the same spring clean you give your home. With only three months until Black Friday, the school holidays, and the festive rush, now is the time to re-examine your debt, check your credit, and set a realistic budget -…
Corporate actions can be described as the small print of owning equities. Seemingly complex, many equity investors tend to dismiss them. But they can have a material impact (positive or negative) on the share price of a company, as well as giving investors a window into its strategy and financial…
A testamentary trust, sometimes referred to as a mortis causa or will trust, is one of the most effective and widely used estate planning tools in South Africa. Created through a stipulation in the testator’s will and activated upon their death, a testamentary trust provides a structured and…
Global wealth is on the move as high-net-worth individuals (HNWIs) relocate from longstanding wealth strongholds to other locations in increasing numbers, and there are three main factors currently motivating them to do so.Berry Everitt, CEO of the Chas Everitt International property group, notes…
As Money Smart Week South Africa (MSWSA) kicks off this week, 25-31 August 2025, the spotlight is on building strong financial foundations. This year’s theme, “Smart Money: Financial Foundations for a Resilient Future”, could not be more relevant for South Africans seeking simple, affordable…
First National Bank (FNB) has released new data revealing a sharp rise in women’s retail spending and a strong shift toward digital transactions, underscoring the growing financial influence of South African women.In 2024, women accounted for 44.6% of total retail spend, with their overall spend…
When trustees of sectional title schemes neglect their duties, mismanage funds, or fail to enforce rules, the consequences can be severe, not only for the trustees themselves but also for property values and owners left footing the bill.Experts warn that trustees face personal liability if they don…
Imagine you are a high-earning South African expatriate, well-compensated abroad, enjoying generous fringe benefits and filing your tax return from afar. Then a detailed audit letter from the Tax Man arrives, requesting pay slips for specific months over two years, full payroll reconciliations,…
Your 20s can feel like a time of financial chaos, juggling entry-level salaries, student debt, rent, and social pressures. The reality, however, is that the financial foundations you lay now will determine the level of freedom and security you’ll have later. The habits and decisions…
Pastor Colin Davids and Mr Derek Bredenkamp have been found guilty of orchestrating a multi-million Rand Ponzi scheme by the Specialised Commercial Crime Court in Bellville, Western Cape.The duo used Davids' position of spiritual authority to gain the trust of congregants and community members,…
As South Africa marks Women’s Month, attention is turning not only to the resilience and influence of women, but also to the financial challenges they continue to face. From longer life expectancy and income inequality to the pressures of single parenthood, women are often required to stretch their…
African Bank taps SAS to strengthen model risk governanceAfrican Bank has announced that it has partnered with global analytics leader SAS to modernise its model governance framework, deploying a SAS-hosted managed service on Amazon Web Services (AWS). This marks the first implementation of SAS’s…
While recognising that there is still much work ahead, I believe we sometimes fail to appreciate how far women have come in gaining financial independence over a relatively short period.“A man is not a financial plan” was popularised in South African financial circles by Jeanette Marais, CEO of…
Imagine opening your banking app and feeling proud, not panicked.Let’s be honest. For too long, money talk has felt complicated and intimidating for many women, often causing stress and fear. Adding to this, the word "budget" sounds about as exciting as a low-fat rice cake, and no wonder…
As a first-time mom keen to secure my child's future, I'm looking for advice on the most effective savings and investment options to consider. I need to save for his education and eventually purchase a home. Could you recommend the best strategies or accounts to help me build this goal? Carina van…
This week, I was deeply disturbed by reports that social media influencers had earlier this year promoted a so-called job programme in Russia. Marketed as a golden ticket for young women aged 18 to 22, the “Alabuga Start” initiative promised international careers, free flights, housing, and Russian…
The 30th of the month is finally here, but before your salary has even cleared your account, a text pings from your 27-year-old son, telling you he has (yet again) lost his job and needs to borrow money for rent. Your partner drops by and takes R800 from your purse to put petrol in his car,…
With the 2025 annual tax filing season underway, many South Africans who have incurred significant out-of-pocket medical expenses during the year of assessment continue to enquire about how they can possibly claim an additional medical tax credit to lower their tax liability.Section 6B of the…
South Africans continue to face persistent financial strain, with the country’s sluggish economic recovery from the COVID-19 pandemic offering little relief to households, according to the online research firm infoQuest.The data says that despite initial hopes that the post-pandemic period would…