Beplanning onderwerpe
We teach our kids how to calculate the angles of a triangle and their way around tectonic plates, yet we don’t tell them how they’re expected to fund their lives, let alone the 40 years of life after they stop working one day. While most people won’t be able to retire comfortably before…
Emma Attwell’s long and painful journey has finally come to an end. After three years of fighting for justice, while simultaneously undergoing chemotherapy for cancer, the National Consumer Tribunal has ruled in her favour, ordering Wheeler Dealer Auto Sales CC to pay her R32,225.75 plus interest…
The South African Revenue Service (Sars) has issued a firm reminder to trustees and the public that the official filing season for trusts will run from September 20, 2025 to January 19, 2026.It says this annual obligation applies to all trusts, regardless of whether they are economically active.“…
The corporate world is flooded with data on consumers. Much of this data is tied to you personally – how much you spend, what you spend your money on, your lines of credit, and how you are managing your debt – and the law requires your consent for such information to be gathered and used. But there…
One of the biggest myths in business is that you have to say “yes” to every opportunity. That’s like saying you should accept every WhatsApp group invite – before you know it, your phone is flooded with ‘good morning’ GIFs and unsolicited voice notes from people you barely remember.The truth is,…
The asking price of a property is often the starting point for negotiation, and it is common for buyers to look for a discount. Negotiating a discount is part of most property transactions, and the worst that can happen is that the seller says “no”.According to agents from the Seeff Property Group…
Two-thirds of South Africans don’t have wills. The 2025 Sanlam Legacy Wills Survey shows will-drafting has fallen to just 34% of the adult population, down from 39% last year. When it comes to drafting wills, we are slipping backwards – a troubling reality in a country where estates can take years…
In a notable development, South Africa's economy recorded a quarterly growth of 0.8% in the second quarter of 2023, leading to a modest annual growth of 0.6%.Neil Roets, a prominent economic analyst, has welcomed these figures, highlighting a positive shift in sectors such as manufacturing, which…
While local economic tailwinds have given the South African Reserve Bank (SARB) room to cut rates earlier this year, commentators largely agree that a further reduction is unlikely when the SARB announces its decision next Thursday.BetterBond’s Bradd Bendall said homeowners would welcome another…
Building a better credit score doesn’t happen overnight, but with the right steps, it’s absolutely possible. Whether you’re just starting your credit journey or trying to recover from past credit mistakes, it is possible to improve your score over time. In this guide, we break down how to…
In an inspiring leap towards the future of grocery shopping, Woolworths has unveiled its latest Ballito Food Market, a project that promises to redefine the retail landscape on the KwaZulu-Natal North Coast.The launch follows the much-heralded openings of flagship stores in Durbanville and…
The South African Loyalty Awards 2025 have unveiled their winners, celebrating an impressive array of loyalty programmes and innovations that highlight the excellence of the local industry.Now in its seventh year, these awards focus on honouring not just performance but the overarching creativity…
It has come to that time of the year when the last cold front is showing up for the last time until South Africans start to emerge from their hibernation trend. Usually South Africans travel less during winter months and the trend changes when the Spring season starts. This is the reason South…
Even as economic growth picked up in the second quarter – to 0.8% versus 0.1% in the first three months of the year – economists warn that the environment for the consumer remains subdued.Against a backdrop of low economic growth, with full-year estimates hovering at around the 1% mark, South…
South African residential rental growth slowed to 5% year-on-year in the second quarter after a strong start to the year, according to the latest PayProp Rental Index. Average rent increased to R9 218, up R433 from the same quarter last year, and crucially, growth remained well above inflation,…
Whether it’s travelling the world, starting a side business, or pursuing a creative hobby, contrary to popular belief, passions are not just luxuries but are, in fact, real-life goals that deserve a place in your financial plan. Treating passions as life goals makes them more attainable.Too often…
Approximately R60 billion has been withdrawn since South Africa’s new two-pot retirement fund system was implemented a year ago. In a recent briefing to the National Council of Provinces, National Treasury said the introduction of the two-pot system has been largely successful, improving public…
You’ve lived with your partner for years, building a home, plate by plate, couch by couch. But without a marriage certificate or a traditional celebration, South African law does not afford you the same legal protections that married couples enjoy. So, what happens if your partner passes away?…
Many people consider estate planning and having a will something exclusively for the wealthy or elderly. Unfortunately, life is unpredictable, and everyone should have a will to make their final wishes clear in the event of their passing. Not having a will can result in costly and complicated legal…
A month away from the Financial Action Task Force’s follow-up site visit that will decide whether the country is finally ready to be taken off the dreaded FATF “greylist”, South Africa is under pressure to show that financial reforms are more than promises on paper. During an earlier…