Planning Topics
South Africa’s Money Smart Week 2025, running from 25–31 August, comes at a crucial time for small and medium enterprises (SMEs), many of which are walking a financial tightrope. For business owners already balancing rising costs, late payments, and economic uncertainty, a…
Also referred to as critical illness or dread disease cover, severe illness insurance pays out a capital lump sum on the confirmed diagnosis of a serious illness. Initially limited to cancer, stroke, and heart attack, the benefit has expanded significantly over the years, and today, most insurers…
This Women’s Month, we celebrate the strength, grace, and brilliance of women across South Africa. While we honour achievements and raise our glasses to progress, there’s one powerful act that deserves just as much attention: drafting your Will.A Will is more than paperwork. It’s a deeply…
In a climate of rising economic uncertainty, building true financial resilience means going beyond traditional savings. The most forward-thinking executives build true corporate resilience by looking beyond quarterly earnings to secure long-term stability. It’s about preparing for pivotal moments…
Although debt-related court cases dropped sharply in the second quarter of 2025, reports show South Africans are still under financial strain.According to Statistics South Africa, the total number of civil summonses issued for debt decreased by 14.7% in the April-June 2025 quarter compared to the…
A growing number of South African real estate agents say that incomes have not kept pace with house prices, which comes as an increasing number of South Africans resort to personal loans – despite improving consumer conditions.According to the FNB Estate Agents Survey, 24.5% of agents reported in…
The way in which your assets are divided at divorce depends entirely on the nature of your marriage contract. While most people are aware that protracted, acrimonious divorces are expensive and emotionally exhausting, far fewer appreciate the profound impact their matrimonial property regime will…
In the spirit of Women’s Month, let’s explore your financial planning through the lens of a capsule wardrobe, a timeless collection of essentials that can be adapted as your needs evolve. Just as your clothing staples form the foundation of your style, financial basics form the…
The Women’s Rugby World Cup officially kicks off on Friday, 22 August, with all eyes turning to the Springbok Women in the hopes they can do better than their male counterparts following the Boks' shocking defeat to the Wallabies last weekend. Fittingly, August is also Women’s Month,…
When every Rand counts, it can be tempting to go for the most affordable option. But that bargain plug could pose serious safety risks, and your insurance might not cover a cent of the damage. As more non-compliant electrical goods quietly make their way into homes across South Africa through…
The recent events surrounding pension funds should be a wake-up call for South Africans not to leave their retirement planning to chance. Recent allegations of serious mismanagement within the GPAA, the agency responsible for administering the Government Employees Pension Fund (GEPF), have…
Economically active women often carry a double burden as breadwinners and primary caregivers, according to Wendy Myers, head of securities at PSG Wealth. She says this limits their ability to rise to senior roles, impacting income potential and causing financial strain.According to Myers, despite…
In June 2025, President Ramaphosa announced the concept of having a national Dialogue. He stated that the National Dialogue is a chance for all South Africans, from all walks of life, to come together and help shape the next chapter of our democracy. Dialogue: It can also refer to formal talks…
A divorce is a traumatic, emotionally and financially draining process. The good aspects of the past relationship are forgotten, and the bad take centre stage. In a best-case scenario, the parties and their attorneys can come to a workable solution regarding the division of assets. If not done…
Financial planning myths, we have all heard them. With financial literacy not being a priority in most school curricula and many people growing up without guidance from parents on how to manage money, it’s no wonder that so many South Africans find themselves learning the hard way…
South African women, often the sole breadwinners, caregivers, and financial decision-makers in their households, are increasingly turning to debt for survival.According to recent data from Statistics South Africa, 42.3% of households are headed by women.Many are single parents, earning less than…
As someone who’s spent years immersed in the world of consumer advocacy and healthcare communication, I’ve come to appreciate the power of data, not just as numbers on a page, but as stories about real people navigating our health system.The latest Health Quality Assessment (HQA) results for 2024…
Instead of investing haphazardly in whatever tickles their fancy, professional fund managers invest according to a carefully thought-out process or strategy that aims to beat a predetermined benchmark over the long term.Before they look at individual shares (for the purpose of this article, I’ll…
With alarmingly high levels of youth unemployment, at almost 50%, there is a very real concern that South Africa’s future generation can’t save at all, if retire comfortably. Salem Nyati, consumer financial education specialist at Momentum Group, says the clear reality is that “many young…
Credit has long had a bad reputation. For years, it’s been associated with financial distress, risky decisions, and debt traps. But South African women are rewriting that narrative. Through careful, deliberate borrowing, many are using credit as a tool for resilience – enabling education, covering…