Beplanning onderwerpe

After reaching record levels of above 80 000 points in early January, the local stock market, as represented by the JSE All Share Index (Alsi), declined, probably on the back of South Africa’s load-shedding woes, continuing global inflation worries, and the US and European banking crisis, which, it…

Recent interest rate increases as well as the rising cost of living have left people struggling to make ends meet and pushed them further into the debt trap. Living pay cheque to pay cheque and struggling with debt makes it difficult for people to achieve financial freedom.However, people can take…

Three recent court cases hold lessons for both consumers and financial services providers. The first two were decided in favour of the consumer, while the third went against the consumer but is currently on appeal at the Constitutional Court.PSG and the fraudulent emailsIn March, the Johannesburg…

A tyrant is born, the Red Baron bags his last kills, a deadly attack becomes a byword for school mass shootings, Swaziland gets a name change, and George Floyd’s killer convicted1657 English Admiral Robert Blake destroys a Spanish silver fleet under heavy fire at the Battle of Santa Cruz de…

ProfileData takes pride in being a leading South African financial data feed solutions provider. “Our specialised local research teams, together with our relationships with international exchanges and data providers, allow you access to a wide range of data options for both in-house needs and for…

With yet another repo-rate increase earlier this month, credit has once again become even more expensive, according to Warren Tromp, Executive for Product Development at Nedbank.Tromp said that credit is a powerful financial tool and without it, many South Africans would not be able to make the big…

The increases in municipal rates and tariffs are putting immense pressure on property owners and tenants, with little relief in sight. These above-inflation increases, which industry players say are likely to continue, place further strain on the property market and people’s pockets.According to…

South African consumers will have to establish sound financial habits to get through tough times, as the latest Experian CDIx report showed that consumers were under increased financial pressure.The Experian Consumer Default Index (CDI) showed a quarter-on-quarter (Q-o-Q) deterioration from 3.66 in…

A cruel mother, Cook first sights Australia, a psychedelic trip home on a bicycle, and the Waco siege ends797 Empress Irene moves against her son, Byzantine emperor Constantine VI and he is deposed and blinded and dies of his wounds; Irene proclaims herself ruler.1506 The Lisbon Massacre begins, in…

For many people, the reality of tough financial times is that they have take on more debt to make ends meet. Instead of letting debt take control of their lives, people should take steps to pay off their debts by paying off one debt at a time.Here are two methods that people can use to pay off…

We are unpacking the corporate restructuring options, which are business rescue vs liquidation. What is the best option for a company in distress?When your registered company is in financial difficulty, whether due to load-shedding woes, mismanaged funds, outstanding debts or even just due to a…

The Cape and South Africa’s first school, San Francisco devastated, the audacious Doolittle raiders bomb Japan and South Africa’s first Test match against a non-white team1658 The first school is founded six years after Van Riebeeck’s arrival at the Cape.1775 Paul Revere and others ride to warn…

A racy mediaeval story influences modern English, peace overtures, the Bay of Pigs fiasco, Game of Thrones premières and John Coltrane honoured1397 Geoffrey Chaucer tells the story of the bawdy The Canterbury Tales, which would become enormously popular in mediaeval Europe, for the first time at…

Few financial advisers, or their clients, seem to know the risks of not performing a tax-directive simulation before making a withdrawal from a retirement fund. Emile van der Spuy of Gravitas Tax explains the vital importance of this financial-planning tool. What happens if a financial adviser…

Buying a car is an important financial decision that requires careful consideration before you make the final commitment, especially if you are a first-time buyer.Whether the car is new or used, it is important that you do sufficient research, budgeting and saving before you buy the car. Wesbank…

The first recorded battle, famous gunfighter’s last duel, Great Train Robbers locked up, rapper wins literary prize1457BC The Battle of Megiddo (in northern Galilee) between Pharaoh Thutmose III and a Canaanite coalition is the first battle to have been recorded in relatively reliable detail.1178BC…

Peace talks begin, Mickey Mouse pops up, a record trip to South Africa, ‘Baby Jake’ makes us proud, and International Day of Families1525 The Battle of Frankenhausen sees a German peasant army surrounded with 5 000 of them slaughtered, ending the peasants’ uprising against their feudal masters.…

Having all your assets and savings – your financial eggs – in a single basket and having one of those whoops moments if the basket gives way could lead to financial losses, according to John Manyike, head of financial education, Old Mutual. Manyike said that in these tough financial times having…

By Edwin TheronLife insurance is part of your financial plan and just like a GPS reroutes you when things change on a trip, your financial plan and your life insurance coverage should also be updated to take account of new routes or events in your life. Although your policy will renew routinely, a…

Trustees and trust service providers have recently been exposed to numerous new far-reaching measures in an attempt by the government to demonstrate its effectiveness in managing money laundering and terrorist financing in South Africa (initially to avoid grey-listing by the Financial Action Task…